Being frugal doesn't mean you have to go without necessities or luxuries. However, being frugal does take time, effort, ingenuity and a desire to save money. The following are some tips on how to be frugal in all areas of your life. Read on to get started! 1. Food One way to save money is to make simple meals with basic ingredients in your kitchen. Many meals can be made from basic meats, … [Read more...]

According to Federal Reserve statistics from the 2010 Census, about 67% of American debt is tied up in non-revolving loans like student loans and auto loans. The average new car loan is about $27,600! That's a pretty big chunk of change, which is why many Americans are finding it better to take out loans on used cars if they can't keep their own running for longer. If you're one of the people … [Read more...]